Personal Savings

  • Free account that links to your free Unitcreass® checking
  • Unitcreass checking earnings automatically transfers in
  • Pays a high rate of return every month
  • Save for any purpose with this simple savings account
  • Enjoy access to your funds with 4 free withdrawals per month
  • $3 monthly service charge that can be waived
  • Maximize earnings on your higher savings balance with tiered interest
  • Access your funds with up to 6 free transactions per statement cycle
  • $10 monthly service charge that can be waived
  • Prepare for medical expenses in advance
  • Tax-free withdrawals for qualified medical expenses*
  • Contributions are tax-free and can be made by you or others*
  • Enjoy more peace of mind with guaranteed earnings at a fixed rate
  • Longer terms earn higher rates (from 6 months to 5 years)
  • No maintenance fees, though early withdrawals are subject to penalty*
  • Get FDIC insurance on your balance of over $250,000
  • Funds management is handled entirely by Unitcreass
  • Enjoy the simplicity of one bank, one rate, and one statement
  • Start saving for retirement now with special tax advantages*
  • Earn competitive interest above standard savings rates
  • Traditional and Roth options available