Personal Savings Free Unitcreass Saver Free account that links to your free Unitcreass® checkingUnitcreass checking earnings automatically transfers inPays a high rate of return every month Learn More Learn More Statement Savings Save for any purpose with this simple savings accountEnjoy access to your funds with 4 free withdrawals per month$3 monthly service charge that can be waived Learn More Learn More Money Market Maximize earnings on your higher savings balance with tiered interestAccess your funds with up to 6 free transactions per statement cycle$10 monthly service charge that can be waived Learn More Learn More Health Savings Account (HSA) Prepare for medical expenses in advanceTax-free withdrawals for qualified medical expenses*Contributions are tax-free and can be made by you or others* Learn More Learn More Certificates of Deposit (CDs) Enjoy more peace of mind with guaranteed earnings at a fixed rateLonger terms earn higher rates (from 6 months to 5 years)No maintenance fees, though early withdrawals are subject to penalty* Learn More Learn More CDARS & ICS Get FDIC insurance on your balance of over $250,000Funds management is handled entirely by UnitcreassEnjoy the simplicity of one bank, one rate, and one statement Learn More Learn More Individual Retirement Accounts (IRAs) Start saving for retirement now with special tax advantages*Earn competitive interest above standard savings ratesTraditional and Roth options available Learn More Learn More